White Papers
Enigma Risk Advisory’s white papers deliver forward-thinking, research-backed insights at the intersection of risk and strategy.
Our Strategic White Paper Series focuses on high-level analysis and actionable strategies for business leaders and decision-makers, designed to navigate complex risk landscapes.
In contrast, the Technical White Paper Series dives deep into specific technologies and methodologies, offering detailed examinations that empower technologists with the knowledge to implement practical solutions.
Authored by domain experts and enriched with real-world case intelligence, our papers help unpack challenges and shape future-ready solutions, from emerging AI regulations to next-gen cybersecurity architecture and blockchain-driven compliance.
Explore our latest thinking—or collaborate with us to craft a white paper that positions your firm as a thought leader in an evolving risk landscape.
Paper 1 - Board-Level AI Risk Governance: Transforming Fiduciary Duty in Finance
How does a board embed model-risk ownership without stifling innovation?
Paper 2 - DeFi for Banks: Strategic Pathways, Capital Allocation & Brand Risk
Where can a regulated bank play in DeFi without destroying shareholder value?
Paper 3 - Digital Operational Resilience (DORA) Playbook for APAC Boards
How can you move from compliance tick-box to competitive advantage under DORA?
Paper 4 - Sustainable Tokenisation: ESG, Carbon Markets & Board Accountability
Can tokenised ESG assets improve ROE and meet Scope-3 scrutiny
Paper 5 - Cybersecurity as Competitive Differentiator: C-Suite Agenda 2025
How can cyber maturity directly lift customer acquisition and margin?
Paper 6 - Data Ethics & Privacy: Navigating Global Regulations for Growth
What’s the board’s liability if AI data-privacy breaches cross borders?
Paper 7 - Quantum-Threat Preparedness: Strategic Roadmap for Financial Institutions
When, and how, should boards fund quantum-safe migrations?
Paper 8 - Adaptive Risk Culture: From Compliance Cost to Value Creation
How can we hard-wire risk–reward thinking into remuneration and product design?
Paper 9 - FinCrime 2030: Executive Strategies for AML in a Tokenised World
Will traditional AML stacks survive pervasive DeFi mixers and privacy chains?
Paper 10 - Embedded Finance Ecosystems: Scenario Planning for Incumbents
What market-entry playbooks protect fee income when big-tech embeds finance?
Paper 11 - Cloud Concentration Risk: Diversification Strategies for C-Suites
Is multi-cloud worth the operational drag once capital charges are modelled?
Paper 12 - Digital Identity & Trust Frameworks: Strategic Imperatives for Finance
How can banks monetise federated identity while controlling liability?
Paper 1 - Reinforcement-Learning Dynamic Hedging for Layer-2 Treasury Risk
How can an RL policy outperform classic delta-gamma hedging under sub-second Layer-2 price moves while containing transaction-cost drag?
Paper 2 - AI-Enhanced CPS-230 Operational-Resilience Playbook for Community Banks
Which AI/ML signals cut service-outage duration below APRA CPS 230 tolerance thresholds at the lowest cost?
Paper 3 - Graph-Neural-Network AML Screening in Permissionless DeFi Exchanges
Can GNNs reduce false-positive SARs at scale on chain-graph data?
Paper 4 - Stochastic-Volatility Stress-Testing of Ether-Backed Stablecoins
What tail scenarios break peg stability if collateral follows Heston SV dynamics?
Paper 5 - Continuous Liquidity-Risk Control in AMMs under Basel III End-game
​How to quantify intraday liquidity VaR for AMMs and map to Basel LCR/NSFR?
Paper 6 - Synthetic-Data Governance for FinCrime LLM Training Pipelines
What governance controls ensure that synthetic training data preserves risk signals without privacy leaks?
Paper 7 - Tokenised Insurance Pools—AI-Powered Pricing & Capital Allocation
​Can AI pricing engines and on-chain capital calls meet solvency targets for decentralised risk pools?
Paper 8 - Quantum-Resilient Cryptography Impact Assessment for Digital-Asset Custody
Which PQC schemes offer acceptable latency and security for hot-wallet transaction signing?
Paper 9 - Cloud-Neutral Continuity: Multi-Region Oracle Design for DeFi Custodians
How do multi-cloud oracle clusters maintain price-feed integrity under region-wide outages?
Paper 10 - ESG-Linked DeFi Yields—ML Factor Modelling of Risk-Reward Trade-offs
Which ESG factors materially explain risk-adjusted returns in green-labelled yield pools?
Paper 11 - Explainable-AI Credit Decisioning for CBDC Programmable Money Platforms
Can XAI techniques deliver regulator-grade transparency in credit scoring embedded in CBDCs?
Paper 12 - Real-Time N-Tier Supply-Chain Risk Sensing with Autonomous LLM Agents
How can LLM agents fuse shipping, IoT, and payment data to detect supplier stress within minutes?